While most car insurance policies last six months to a year, temporary coverage is also available. Temporary car insurance is perfect for students driving in their hometown during their summer break, those planning to sell their car soon, individuals visiting the United States, and those who will borrow a car from a friend or family member.
Is it the Best Option?
Drivers in Cumberland, MD, who require temporary vehicle coverage should explore all the available options. In certain circumstances, purchasing a six-month policy and then canceling it when it’s no longer needed may be more beneficial. Alternatively, if a friend or family member is loaning you a car, they could add you to their existing car insurance policy.
What Does Temporary Car Insurance Cover?
The scope of temporary car insurance coverage depends on how much you’re willing to pay for a policy. You will need to ensure you have the minimal amount of insurance required by Maryland law. However, it’s not always wise to restrict yourself to just the basics. Additional coverage can provide necessary compensation if your car breaks down, is stolen, or suffers damage due to natural disasters. If you’re traveling, a policy that covers your personal belongings inside your car would be ideal.
Contact Knippenberg Insurance Inc. for Coverage Options
At Knippenberg Insurance Inc., we offer personalized assistance to Cumberland, MD drivers who want to explore their temporary car insurance options. We can help you find a policy that precisely meets your needs so you can have excellent coverage without paying more than necessary. Don’t hesitate to contact us to learn more about your choices or get a quote on your policy.
