Understanding the minimum coverage your auto insurance offers is essential for operating safely on the road and ensuring that you’re not subject to fines and other potential issues. If you’re a resident of Maryland, you may be curious about your legal obligations regarding auto insurance and how much you need. At Knippenberg Insurance Inc. in Cumberland, MD, we’ll help you secure the right insurance policy and educate you about essential topics like these. Here’s what you need to know about minimum coverage requirements.
Legal Auto Insurance Requirements in Maryland
If you’re looking to ensure you’re adequately covered, the good news is that it’s easy to find out the legal requirements in Maryland. According to the state website, all Maryland residents are required to have the following insurance coverage:
- $15,000 for property damage.
- $30,000 for bodily injury ($60,000 for two or more people).
As long as you meet the above requirements, you won’t run into any issues with the law or experience any problems should you find yourself involved in an accident. However, minimum coverage is rarely as desirable as coverage that further protects you and helps you replace the cost of your car. If you can afford the monthly premiums, paying a bit more will provide you with additional financial support should you find yourself in an accident, which can make all the difference!
Secure Your Auto Insurance with Knippenberg Insurance Inc.
Do you need to insure your Maryland vehicle? If so, the team at Knippenberg Insurance Inc. in Cumberland, MD, is always here to assist drivers like you! Contact us today to get started or compare quotes with us now!
