Did you know it is against the law to drive without car insurance in 48 states? If you live in New Hampshire or Virginia, you’re in the clear. But all other states require it. If you live in or near the Cumberland, MD area, see Knippenberg Insurance Inc.
Auto insurance helps protect drivers involved in accidents that are not their fault. Insurance helps to ensure that each driver who could cause an accident has enough insurance to cover a minimum level of costs for damage and injury.
Here are six common types of car insurance coverage:
- Liability coverage protects you if you cause damage or injury to someone else. It is basic car insurance that everyone is required to have. Requirements vary by state, but this coverage is broken down into two types: personal injury and property damage.
- Uninsured and underinsured motorist coverage protects you if you are hit by a motorist with no auto insurance or not enough insurance.
- Collision coverage will cover your car if you hit another vehicle, person, or non-moving object.
- Comprehensive coverage helps pay to repair or replace your car if it is stolen or damaged in an incident not involving another vehicle.
- Personal injury protection or PIP, also known as no-fault insurance, covers medical costs regardless of fault.
- Medical payment coverage is required in some states but optional in others. It covers the medical expenses of those in an accident while in your vehicle.
Give Us A Call
Don’t put yourself at risk by driving without car insurance! Your financial future could suffer, you could lose your license, or be fined a hefty sum. It is not worth it.
Contact the professionals at Knippenberg Insurance Inc. in Cumberland, MD today for a no-obligation quote or answers to any questions you may have. You will be glad you did.
